There are a number of reasons why insurers decide to sell or reinsure run-off books of businesses:
- Release capital
 - Address regulatory or rating agency issues
 - Exit insurance lines with low profitability and/or low growth
 - Discontinue strategically unattractive parts of acquisitions
 - Limit the level of management distraction in operating non-core businesses
 - Manage claim volatility in results
 - Achieve finality by selling or reinsuring liabilities
 
